I made it with PSP: &

Supplies:

note:
put file ATT00052.jpg into your PSP folder masks

Filters / Plugins:
Graphics Plus / Cross Shadow:
FM Tile Tools / Blend Emboss:

You are welcome to take this nice sunflower with you, it shows you always where you are (just click and drag) Have Fun!

tutorial tested by:

01) File / New / 500 x 500 px / transparent

set your FGC to: light colour
and your BGC to: dark colour

flood fill with this gradient:

Effects / Texture Effects / Texture:

02) Layers / New Raster Layer

flood fill with dark colour

Layers / Load/Save Mask / Load mask from disk:

Layers / Merge / Merge Group

Effects / 3D Effects / Drop Shadow:
1 / 1 / 80 / 1 / black

Effects / Plugins / Graphics Plus / Cross Shadow:
default settings

Effects / Plugins / FM Tile Tools / Blend Emboss:
default settings

03) open tube: easter(6)-misted by dragonblu0308.pspimage

Image / Resize: 90%

Edit / Copy

back to your picture

activate bottom layer

Edit / Paste as new layer

position to your liking

activate top layer

select the circle with your magic wand

Selections / Modify / Expand by: 5

Selections / Invert

activate layer under it again (tube)

Edit / Cut (delete key)

Deselect

Layers / Merge / Merge visible

04) open tube: Mtm_Misc 185-27 sept 2007.pspimage

Image / Mirror

Image / Resize: 50%

Adjust / Sharpness / Sharpen

Edit / Copy

Edit / Paste as new layer

position to your liking

Effects / 3D Effects / Drop Shadow:
-10 / -10 / 50 / 5 / black

05) open tube: kpussywillow2.pspimage

Edit / Copy

Edit / Paste as new layer

position to your liking

Effects / 3D Effects / Drop Shadow:
10 / 10 / 50 / 5 / black

Layers / Duplicate

Image / Mirror

06) Image / Add borders / 10 px / colour: #00ff00

select the green border with magic wand

flood fill with this gradient:

Effects / Plugins / Graphics Plus / Cross Shadow:
default settings

Edit / Repeat Cross Shadow (same settings)

Effects / Texture Effects / Mosaic - Glass:

Selections / Invert

Effects / 3D Effects / Cutout:
colour: light FGC
&

Deselect

07) activate text tool (font of your choice / vector)

Layers / Convert to Raster Layer

add your watermark and name

Layers / Merge / Merge visible

File / Export / JPEG Optimizer