I made it with PSP: &

Supplies:

Important:
01) put the file: JenLes39Perspectiveshadow.f1s & JenLesYumiko1frame.f1s
into the folder: Plugins\Alien Skin\Eye Candy 5 Impact\Settings\Shadow

02) put the files: 20-20.bmp & FLORNAMBG_21.jpg into your mask folder of PSP

03) put the file: JenLes-Yumiko.PspSelection into your selection folder of PSP

04) Export the file: Floral_Deco_Brushes_4by_ro_stock_13.PspBrush with your PSP into your PSP Brush folder

OR:

 put these both files into your brush folder of PSP: Floral_Deco_Brushes_4by_ro_stock_13.PspBrush & BrushTip_Floral_Deco_Brushes_4by_ro_stock_13.PspScript

Filters / Plugins:
Alien Skin Eye Candy 5: Impact:
AP Lines / Lines - Silverlining...:
MuRa's Meister / Copies:
FM Tile Tools:

You are welcome to take this nice sunflower with you, it shows you always where you are (just click and drag) Have Fun!

tutorial tested by:

01) File / New / 950 x 750 px / transparent

change your FGC to: #A9040B and your BGC to: #000000

flood fill your picture with your FGC: #A9040B

02) Layers / New Raster Layer

flood fill your picture with your BGC: #000000

Layers / Load/Save Mask / Load Mask from Disk:

Layers / Merge / Merge Group

03) Layers / Duplicate

make both uppermost layers: invisibly

activate the bottom layer: Raster 1

Effects / Plugins / AP Lines / Lines - Silverlining...:

remain at this layer

04) open the tube: GRUNGESPL_041.pspimage

Edit / Copy
close the tube, we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

move it like me here:

change the opacity of this layer to: 55

Effects / Plugins / AP Lines / Lines - Silverlining...:

Effects / Plugins / FM Tile Tools / Blend Emboss: Default settings

05) remain at this layer

Layers / New Raster Layer

flood fill with your FGC: #A9040B

Layers / Load/Save Mask / Load Mask from Disk:

Layers / Merge / Merge Group

 make both invisible layers: visible again

activate the top layer: Copy of Group - Raster 2

your picture should looks like this now:

06) Layers / New Raster Layer

activate your paint brush tool: Floral_Deco_Brushes_4by_ro_stock_13 / Size: 396

apply the brush with your FGC like me here:

Layers / Duplicate

Image / Mirror

change the blend mode of this layer to: Difference

Layers / Merge / Merge Visible

07) Window / Duplicate

minimize the copy and activate the other one again

open the tube: Jenny_Japansevrouw1_JW-25-07-2008.pspimage

Edit / Copy
close it again, we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

move it like me here:

Effects / Plugins / Alien Skin Eye Candy 5: Impact / Perspective Shadow:

Layers / Duplicate

08) Image / Add Borders / 1 px / Colour: #000000

Image / Resize: 80% (all layers checked!)

minimize this picture for now

09) activate your other minimized picture:

10) Layers / New Raster Layer

flood fill with your FGC: #a9040b

Layers / Arrange / Send to Bottom

activate your top layer again

Layers / New Raster Layer

Selections / Load/Save Selection / Load Selection From Disk:

flood fill the selection with your BGC: #000000

Selections / Modify / Select Selection Borders:

11) Layers / New Raster Layer

View / Zoom in (twice)

your picture and fill the thin selection with your FGC: #A9040B

Deselect

Layers / Merge / Merge Down

change the blend mode of this layer to: Soft Light

Layers / Merge / Merge Down

12) Effects / Plugins / MuRa's Meister / Copies:
select: Cards

13) Effects / Image Effects / Seamless Tiling:

Layers / Merge / Merge Visible

14) activate your minimized picture:

Edit / Copy
close it now, we don't need it anymore
back to your large picture

Edit / Paste / Paste as new layer

15) Effects / Plugins / Alien Skin Eye Candy 5: Impact / Perspective Shadow:

16) exchange your FGC with your BGC

Layers / New Raster Layer

activate your paint brush tool again: Floral_Deco_Brushes_4by_ro_stock_13 / Size: 396

apply the brush with your FGC like me here:

Layers / Duplicate

Layers / Merge / Merge Down

17) Image / Rotate / Free Rotate:

Effects / 3D Effects / Drop Shadow:

18) activate your text tool use Font: Dokyo / Size: 48 / Stroke width: 1

exchange your FGC with your BGC again

write your name

Effects / 3D Effects / Drop Shadow:

19) Image / Add Borders / 2 px / BGC: #000000

add your watermark

Layers / Merge / Merge Visible

Image / Resize: 600 px width (all layers checked)

Adjust / Sharpness / Sharpen

File / Export / JPEG Optimizer