I made it with PSP: &

Supplies:

Filters / Plugins:
FM Tile Tools / Blend Emboss:
Graphics Plus / Cross Shadow:

You are welcome to take this nice sunflower with you, it shows you always where you are (just click and drag) Have Fun!

tutorial tested by:

01) File / New / 750 x 550 px / transparent

set your FGC to: black
and your BGC to: #236c5b

flood fill with your FGC

Layers / New Raster Layer

flood fill this layer with your BGC

Effects / Plugins / Graphics Plus / Cross Shadow:
(default settings)

open tube: images_1217491287_masques.pspimage
minimise it; back to your picture

Layers / New Mask Layer / From Image:

Layers / Merge / Merge Group

Adjust / Sharpness / Sharpen

02) open tube: Butterfly_Kisses_LR-08-05-09.pspimage

Image / Resize: 75%

Adjust / Sharpness / Sharpen

Edit / Copy
close the tube; we don't need it anymore
back to your picture

 Edit / Paste / Paste as new layer

position it as shown below:

03) Layers / New Raster Layer

activate your selection tool / Rounded Rectangle

draw a selection as shown below:

flood fill selection with: red

Effects / Plugins / Graphics Plus / Cross Shadow:
(default settings)

Selections / Modify / Contract to: 12 px

Edit / Cut (delte key)

Deselect

Effects / 3D Effects / Inner Bevel:

Effects / 3D Effects / Drop Shadow:

color: #2d8e75

position to your liking

activate eraser tool and erase the surviving hair, elbow and the border on the flower:

04) activate top layer

open tube: Lexis_TubeFlower_100.pspimage

Image / Resize: 56%

Adjust / Sharpness / Sharpen

Image / Mirror

Edit / Copy
close the tube; we don't need it anymore
back to your picture

 Edit / Paste / Paste as new layer

position it as shown below:

Effects / Plugins / FM Tile Tools / Blend Emboss:
default settings

05) open tube: deco_tut134_DianeCreations.pspimage

Edit / Copy
close the tube; we don't need it anymore
back to your picture

 Edit / Paste / Paste as new layer

Effects / 3D Effects / Drop Shadow:

position it as shown below:

Layers / Duplicate

Image / Mirror

Image / Flip

position it as shown below:

05) open tube: 1 (78).pspimage

Edit / Copy
close the tube; we don't need it anymore
back to your picture

 Edit / Paste / Paste as new layer

Image / Rotate / Free Rotate:
right / degrees: 15

Layers / Duplicate

Image / Mirror

decorate it to your liking:

06) activate your text tool

write your text (vector)

Layers / Convert to Raster Layer

Effects / 3D Effects / Drop Shadow:

color: #697279

Effects / 3D Effects / Drop Shadow:

add your watermark and name

07) Image / Add borders / 2 px / color: #267865

Image / Add borders / 12 px / color: FGC (red)

select 12 px border with magic wand

Effects / Plugins / Graphics Plus / Cross Shadow:
(default settings)

Effects / 3D Effects / Inner Bevel:

Deselect

File / Export / JPEG Optimizer