I made it with PSP: &

Supplies:

Filters / Plugins:
Filters Unlimited 2.0:

You are welcome to take this nice sunflower with you, it shows you always where you are (just click and drag) Have Fun!

tutorial tested by:

01) File / New / 700 x 550 px / transparent

 set FGC to: #1077ed
and BGC to: #d6b89c

flood fill with this gradient:

Effects / Plugins / I.C.NET Software / Filters Unlimited 2.0:
Paper Texture / Canvas, Fine

02) Layers / New Raster Layer

Selections / Select all

 open tube: plage.pspimage

Edit / Copy
minimise it
back to selection

 Edit / Paste / Paste into selection

Deselect

set opacity to: 32

03) Layers / New Raster Layer

set FGC to: #ecd2a6
and BGC to: #fdb84f

flood fill with this gradient:

Adjust / Blur / Gaussian Blur: Radius: 12

04) open mask: border_site_010.jpg

minimise it; back to your picture

Layers / New Mask Layer / From Image:

Layers / Merge / Merge Group

close minimised mask
back to your picture

Effects / 3D Effects / Drop Shadow:

minimise it for now

05) activate minimised tube: plage.pspimage

Window / Duplicate (Shift +D)
close original; back to you copy

06) open tube: sable-scrap34_DianeCreations.pspimage

Edit / Copy
close it again
back to your copy

 Edit / Paste / Paste as new layer

position it as shown below:

07) open tube: enfant_plage.pspimage

Edit / Copy
close it again
back to you picture  

 Edit / Paste / Paste as new layer

position it as shown below:

08) Image / Add borders / 3 px / colour: white

Image / Add borders / 25 px / BGC: #fdb84f

select the 25 px border with magic wand

set FGC to: white

flood fill with this gradient:

Effects / Plugins / I.C.NET Software / Filters Unlimited 2.0:
Paper Texture / Cotton Paper, Coarse:

Deselect

09) Image / Add borders / 3 px / colour: white

Selections / Select all

Selections / Modify / Contract to: 34 px

Selections / Invert

Effects / 3D Effects / Inner Bevel:

Effects / 3D Effects / Drop Shadow:
&

Deselect

10) Image / Resize: 70% (all layers checked)

Adjust / Sharpness / Sharpen

Edit / Copy
close it
back to your minimised picture

 Edit / Paste / Paste as new layer

position it as shown below:

Effects / 3D Effects / Drop Shadow:
&

11) Layers / Duplicate

Image / Rotate / Free Rotate:

position it as shown below:

12) open tube: string.pspimage

Edit / Copy
close it again
back to your picture

 Edit / Paste / Paste as new layer

position it as shown below:

Effects / 3D Effects / Drop Shadow:
&

13) open tube: soleil_scrap34_DianeCreations.pspimage

Edit / Copy
close it again
back to your picture

 Edit / Paste / Paste as new layer

position it as shown below:

Effects / 3D Effects / Drop Shadow:

14) open tube: vlieger tiny.pspimage

Image / Resize: 50%

Edit / Copy
close it again
back to your picture

 Edit / Paste / Paste as new layer

position it to your liking

Effects / 3D Effects / Drop Shadow:

15) open tube: deco_plage.pspimage

Edit / Copy
close it again
back to your picture

 Edit / Paste / Paste as new layer

position it to your liking

Effects / 3D Effects / Drop Shadow:

16) open tube: meeuw.pspimage

Edit / Copy
close it again
back to your picture

 Edit / Paste / Paste as new layer

position it to your liking

Effects / 3D Effects / Drop Shadow:

17) open tube: etiquette_scrap34DianeCreations.pspimage

Edit / Copy
close it again
back to your picture

 Edit / Paste / Paste as new layer

position it to your liking

Effects / 3D Effects / Drop Shadow:

18) Image / Add borders / 3 px / colour: #0a53ad

Image / Add borders /20 px / colour: white

select 20 px border with magic wand

set FGC to: #ecd2a6
and BGC to: #fdb84f

flood fill with this gradient:

Effects / Plugins / I.C.NET Software / Filters Unlimited 2.0:
Paper Texture / Cotton Paper, Coarse:

Effects / 3D Effects / Inner Bevel:

Deselect

19) Image / Add borders / 3 px / colour: #0a53ad

Image / Resize: width: 600 px (all layers checked)

Adjust / Sharpness / Sharpen

add watermark and name

File / Export / JPEG Optimizer