I made it with PSP: &

Supplies:

Filters / Plugins:
Filters Unlimited 2.0:

You are welcome to take this nice sunflower with you, it shows you always where you are (just click and drag) Have Fun!

tutorial tested by:

01) File / New / 600 x 450 px / transparent

flood fill your picture with this gradient :
Multi-red

Effects / Plugins / I.C.NET Software / Filters Unlimited 2.0 / Distortion Filters / Radial Wave:
Frequency: 156 & Amplitude: 138

02) open the tube: cadre déco.pspimage

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

place it as shown below:

 Effects / 3D Effects / Drop Shadow:

03) open the tube: Gerry_Lady88bigger-9_Maart2008.pspimage

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

place it as shown below:

04) open the tube: enseigne_mode.pspimage

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

place it as shown below:

Effects / 3D Effects / Drop Shadow:

05) open the tube: Mtm_transparante_tube37.pspimage

Image / Resize: 70%

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

Image / Mirror

Layers / Arrange / Move Down

place it as shown below:

 

06) open the tube: caro1042.pspimage

Image / Resize: 50%

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

place it as shown below:

Effects / 3D Effects / Drop Shadow:

07) open the tube: Marijkes_les_pure_poision.pspimage

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

place it as shown below:

Layers / Duplicate

Effects / 3D Effects / Drop Shadow:

08) open the tube: strikje.pspimage

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

Image / Mirror

place it as shown below:

Effects / 3D Effects / Drop Shadow:

Layers / Duplicate

Image / Mirror

place it as shown below:

activate the layer : Raster 3 (woman)

Layers / Arrange / Bring to top

09) Image / Add borders / 2 px / colour: #000000

Image / Add borders / 5 px / colour: #ffffff

activate your magic wand tool and select the white border

plood fill with silver pattern

Deselect

10) Image / Add borders / 1 px / colour: #000000

Image / Add borders:

colour: white

activate your magic wand tool and select the white border

set your FGC to: black
and your BGC to: white

flood fill selection with this gradient:

Effects / Texture Effects / Blinds:

Adjust / Sharpness / Sharpen

Deselect

11) Image / Add borders / 2 px / colour: #000000

Image / Add borders / 10 px / colour: #ffffff

 activate your magic wand tool and select the white border

flood fill with silver pattern

Deselect

12) Image / Add borders / 2 px / colour: #000000

open the tube: diamantes jeannette.pspimage

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

Image / Rotate :

place it as shown below:

Effects / 3D Effects / Drop Shadow:

Layers / Duplicate

Image / Mirror

add your watermark and name

Layers / Merge / Merge visible

File / Export / JPEG Optimizer