I made it with PSP: &

Supplies:

note:
put the file: aditascreations_13.PspMask into your PSP folder: Masks

Filters / Plugins:
Filters Unlimited 2.0
VM Distortion / Radial Pox
AAA Frames / Transparent Frames
Photo-Plugin
NVR Border Mania
Nik. Color. Efex.Software

You are welcome to take this nice sunflower with you, it shows you always where you are (just click and drag) Have Fun!

tutorial tested by:

01) File / New / 800 x 500 px / transparent

set your FGC to: #e7cad8 (dark colour)
and your BGC to: #e4e2e5 (light colour)

flood fill your picture with this gradient:

Selections / Select all

02) open the tube: Kitty.S-Dreaming-Image16.pspimage

Edit / Copy
minimize the tube 
back to your selection

Edit / Paste / Paste into selection

Deselect

Adjust / Blur / Gaussian Blur: Radius 40

03) Layers / Duplicate

put this layer invisible

activate layer under it: Raster 1

Effects / Plugins / I.C.Net Software / Filters Unlimited 2.0:
Lens Effects / Vertical Slices:
Slices: 128

Effects / Distortion Effects / Wave:

Effects / Edge Effects / Enhance

04) activate top layer

make it visible again

Effects / Plugins / VM Distortion / Radial Pox:

Effects / Edge Effects / Enhance

05) activate minimized tube: Kitty.S-Dreaming-Image16.pspimage

Edit / Copy
close the tube again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

Layers / Merge / Merge Down

Effects / Plugins /AAA Frames / Transparent Frame:

06) Image / Resize: 75% (all layers NOT checked)

Effects / Image Effects / Offset:

Layers / Duplicate

Image / Resize: 50% (all layers NOT checked)

Effects / Image Effects / Offset:

07) swap your FGC with your BGC:

Layers / New Raster Layer

flood fill this layer with this your FGC: #e4e2e5

Layers / Load/Save Mask / Load Mask From Disk:

Layers / Merge / Merge Group

Layers / Arrange / Move Down

08) activate bottom layer: Raster 1

Layers / New Raster Layer

open the tube: MAS-Flowers_Lily_26032009.pspimage

Edit / Copy
close the tube again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new Selection

position it as shown below:

Deselect

set the blend mode of this layer to: Overlay

and the opacity to: 81

Layers / Merge / Merge Visible

09) Effects / Plugins / Photo-Plugins / Soft Focus:

Effects / NVR Border Mania / Instant Button #1:

Image / Add borders / 30 px / colour: #dfdade

10) open the tube: Yoka-Flowers-Lotusbud160309.pspimage

Image / Resize: 65%

Edit / Copy
close the tube again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

position it as shown below:

Effects / 3D Effects / Drop Shadow:

11) Layers / Duplicate

Image / Resize: 60% (all layers NOT checked)

Image / Rotate / Free rotate:

position it as shown below:

Layers / Merge / Merge Visible

Effects / NVR Border Mania / Instant Button #1:

12) Layers / New Raster Layer

open the file: adita'screations_angelface_1.PspBrush

File / Export / Custom Brush:

close the file again; we don't need it anymore
back to your picture

activate your paint brush tool:

apply the brush with your FGC: #e4e2e5
as shown below:

13) Layers / New Raster Layer

open the file: adita'screations_angelface_brush.PspBrush

File / Export / Custom Brush:

close the file again; we don't need it anymore
back to your picture

set your FGC to: #f589bd

activate your paint brush tool again:

apply the brush with your new FGC as shown below:

Effects / 3D Effects / Drop Shadow:

Layers / Merge / Merge Visible

Effects / Plugins / Nik Software / Color Efex 3.0 Complete:

Image / Resize: width 650 px (all layers checked)

Adjust / Sharpness / Sharpen

add your watermark and name

File / Export / JPEG Optimizer